There are many people who give false information which is not easy to prove in order that they only have to pay the lower rate of car insurance per mouth. When they succeed, will you do the same thing? You have to decide wisely.
Possibly, they succeed lying the insurer. However, when something bad happens and the insurance company does investigation and analyzing, they will give you the high rate. You might not believe how they do that. However, it is fair since you have cheated them.
So, it is better to for you to the right thing. Give true information. So, it is not quite possible that you only have to pay lower rate because of your honest.
Actually, you can estimate by yourself about average car insurance every month that you have to pay. It is significantly determined by the followings:
1. The City You Live
Are you living in a city which the risk of accident is so high? If yes, the average car insurance rate could be very pricey. The city like Massachusetts and Washington D.C named as the highest car insurance rate for the times being. However, it can change according to the situation.
Age is mostly used by the insurer to determine car insurance rate. How comes? It is because of the different risk of male and female. Male is less likely involved in car accident than female. However, it is not all. There is also sub-factor like age. Those who are older will have cheaper rate because psychologically they can drive more careful that young person.
It is better for you to commute using public transportation. You drive your own car occasionally like during weekend. It makes the rate of car insurance will be lower since the risk of having accident is low as well.
Therefore, this information has to be showed to the insurer when you take car insurance. It will avoid you having trouble every month since you don’t have to pay a lot of money for insurance.
In fact, there are so many factors that you can submit in order that you have lower car insurance rate. Forget about cheating. Try something else like asking for discount. The most important thing is that you have to compare among more than two different car insurance companies to know the average car insurance per month.