Possibly, you think that car insurance for 21 year old is very cheap. Indeed, it can be cheap because those who have been 21 years old is less likely to be involve in car accident. That is why the insurance company can give you low rate.
Unfortunately, it can be opposite. You might not believe that the car insurance rate for 21 year old people can be extremely high. It is due to the fact that many of them drive crazy on the road. A lot of car accidents occur because of DUI or driving under influence of alcohol or drug. It becomes something that the company truthfully concerns about.
So, parents have tougher task to get low car insurance rate for their young boy or daughter. They have to make sure that their child will not involve in accident because of DUI. As a parent, how can you make it happen?
– Negotiate With Your Child
First of all, sit down and talk to your child. Ask him or her to promise that he or she will not drive carelessly. It is useless to do the following steps when you don’t talk to your child yet.
– Take Him or Her To Safety Driving Class
The next step that you have to do is taking your child to the safety driving class. At least, there are two advantages. First, you try to make him or her learn how to drive safely. Second, with the license from this class, you will easily make the insurer believe that your child can drive safely. He or she can avoid the accident on the road.
– Don’t Give a Car
It is better for you to share a car. When you child has his or her own car, the car insurance rate will be so high. Lower rate will be given when you share the car with whole family.
– Take Care Each Other
What does it mean? It means that whole family has to be careful behind the wheel. It is because of one reason. Car insurance can be high when your family driving record gets C. Get A and keep it. Clean driving record will make the insurer believe that there is bad habit in your family, especially when each of your family member is driving.
Now you know how to get low rate for 21 year old. Even, it will get lower and lower when there is bad driving record. So, take car insurance for 21 year old right away.